- Title
- The impact of bank concentration on bank stability: evidence from the South African Banking Sector
- Creator
- Magaga, Zizipo https://orcid.org/0000-0001-7008-1908
- Subject
- Banks and banking, Central -- South Africa
- Subject
- Capital market -- South Africa
- Subject
- South Africa
- Date
- 2021-04
- Type
- Master's theses
- Type
- text
- Identifier
- http://hdl.handle.net/10353/29462
- Identifier
- vital:77969
- Description
- Motivated by the debate on the concentration-stability nexus, this study investigated the impact of bank concentration on bank stability in South Africa. The study used yearly panel data for the period 2000 to 2021. The fixed and random effects and the Hausman test to choose the best model were used. Based on the results of the Hausman test, the random effects model was appropriate for this study whereby all the banks in question have random intercepts that vary as time changes. The results also reveal that all the relationships were statistically significant. In addition, the results lead to the conclusion that bank concentration and interest rate negatively impact bank stability. However, bank size and liquidity showed positive impact on bank stability. The study recommends policy makers to establish regulations that restrict excessive risk taking in the banking sector. Also, policy makers should put policies that favour an environment where banks can easily obtain funds through capital markets as this will encourage their growth thereby resulting in banking sector stability.
- Description
- Thesis (MCom (Economics)) -- Faculty of Management and Commerce, 2023
- Format
- computer
- Format
- online resource
- Format
- application/pdf
- Format
- 1 online resource (xii, 73 pages)
- Format
- Publisher
- University of Fort Hare
- Publisher
- Faculty of Management and Commerce
- Language
- English
- Rights
- rights holder
- Rights
- All Rights Reserved
- Rights
- Open Access
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Collections
UFH Department of Economics
| Thumbnail | File | Description | Size | Format | |||
|---|---|---|---|---|---|---|---|
| View Details Download | SOURCE1 | Magaga_201810589_Economics.pdf | 27 MB | Adobe Acrobat PDF | View Details Download |