- Title
- Factors affecting smallholders access to agricultural credit in Nkonkobe local muncipality community in the Eastern Cape, South Africa
- Creator
- Dlikilili, Xolela
- Subject
- Agricultural credit -- South Africa -- Eastern Cape
- Subject
- Agriculture -- Finance --South Africa -- Eastern Cape
- Subject
- Rural development -- South Africa -- Finance
- Date
- 2015-06
- Type
- Master's theses
- Type
- text
- Identifier
- http://hdl.handle.net/10353/29043
- Identifier
- vital:76494
- Description
- South Africa has a large proportion of its population residing in rural areas and are, in one way or the other, involved in some agriculture-related activity. However, majority of the disadvantaged farmers are not part of the mainstream agriculture and practice subsistence agriculture in overcrowded, semi-arid areas in the former homelands. Farmers‟ limited access to agricultural credit facilities is one of the major factors responsible for the declining agricultural productivity for smallholder farming. The study therefore, aims to identify determinants of access to agricultural credit among smallholder farmers in the Nkonkobe Local Municipality of the Eastern Cape Province of South Africa. Data were obtained from 214 farmers using administered structured questionnaire in the 2015 production season. Regarding selection of respondents, a simple random sampling technique was employed. Descriptive statistics, correlation analysis, as well as binary logistic regression model were analytical techniques used in analyzing the data. Results from the analysis showed that credit use is very minimal. Furthermore, the study observed that, household size, age of household head and the farm income were significant factors affecting farmers‟ accessibility to agricultural credit in the study area. More so, the results show that other variables such as household head, level of education and farming experience were negative variables, an indication that an increase in any of these variables would be associated with a decrease in the level of participation in the credit market. Therefore, government policy involving the improvement of farmers‟ accessibility to agricultural credit facilities should create enabling environment to ease their access to education and credit facilities.
- Description
- Thesis (MSc) -- Faculty of Science and Agriculture, 2015
- Format
- computer
- Format
- online resource
- Format
- application/pdf
- Format
- 1 online resource (xi, 105 leaves)
- Format
- Publisher
- University of Fort Hare
- Publisher
- Faculty of Science and Agriculture
- Language
- English
- Rights
- University of Fort Hare
- Rights
- All Rights Reserved
- Rights
- Open Access
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Collections
UFH Department of Agricultural Economics and Extension
| Thumbnail | File | Description | Size | Format | |||
|---|---|---|---|---|---|---|---|
| View Details | SOURCE1 | M Agric (Agric Eco) DLIKILILI.pdf | 1 MB | Adobe Acrobat PDF | View Details |