Investigating the effectiveness of microfinance on poverty alleviation in South Africa
- Authors: Muchemwa, Catherine
- Date: 2024-04
- Subjects: Microfinance -- South Africa , Economic assistance, Domestic , Poverty -- South Africa
- Language: English
- Type: Master's theses , text
- Identifier: http://hdl.handle.net/10948/65252 , vital:74074
- Description: This dissertation explores the role and effectiveness of microfinance in addressing poverty in South Africa. With a focus on the unique socio-economic landscape of the country, the study employs a mixed-methods approach to investigate the impact of microfinance interventions on poverty alleviation. The research encompasses a thorough review of existing literature, examining the theoretical foundations and empirical evidence surrounding microfinance and poverty reduction, from the perspective of microfinance practitioners. The research design incorporates quantitative analysis through surveys complemented by qualitative investigations through in-depth interviews. Loan officers, middle management and senior management were the target audience for questionnaires designed to elicit their opinions on the contribution of microfinance to the fight against poverty. This multifaceted approach aimed to provide a nuanced understanding of the contextual factors influencing the effectiveness of microfinance in poverty alleviation. Moreover, the study identified potential challenges and barriers that may hinder the success of microfinance initiatives in South Africa. The effectiveness of microfinance institutions (MFIs) in reducing poverty was examined by analysing how well the services of microfinance institutions matched the demands of those looking to reduce their poverty. The results point to a significant discrepancy between the services offered by MFIs and the particular requirements of the people seeking access to finance. Notwithstanding this finding, there is a general consensus that MFIs are essential to the advancement of financial inclusion. The findings of this dissertation are expected to contribute valuable insights to policymakers, practitioners, and scholars interested in the intersection of microfinance and poverty alleviation in the South African context. By critically evaluating the successes and limitations of existing microfinance programmes, the research aims to inform future policy decisions and strategic planning for sustainable poverty reduction initiatives. , Thesis (MPhil) -- Faculty of Business and Economic Sciences, School of Economics, Development and Tourism, 2024
- Full Text:
- Date Issued: 2024-04
- Authors: Muchemwa, Catherine
- Date: 2024-04
- Subjects: Microfinance -- South Africa , Economic assistance, Domestic , Poverty -- South Africa
- Language: English
- Type: Master's theses , text
- Identifier: http://hdl.handle.net/10948/65252 , vital:74074
- Description: This dissertation explores the role and effectiveness of microfinance in addressing poverty in South Africa. With a focus on the unique socio-economic landscape of the country, the study employs a mixed-methods approach to investigate the impact of microfinance interventions on poverty alleviation. The research encompasses a thorough review of existing literature, examining the theoretical foundations and empirical evidence surrounding microfinance and poverty reduction, from the perspective of microfinance practitioners. The research design incorporates quantitative analysis through surveys complemented by qualitative investigations through in-depth interviews. Loan officers, middle management and senior management were the target audience for questionnaires designed to elicit their opinions on the contribution of microfinance to the fight against poverty. This multifaceted approach aimed to provide a nuanced understanding of the contextual factors influencing the effectiveness of microfinance in poverty alleviation. Moreover, the study identified potential challenges and barriers that may hinder the success of microfinance initiatives in South Africa. The effectiveness of microfinance institutions (MFIs) in reducing poverty was examined by analysing how well the services of microfinance institutions matched the demands of those looking to reduce their poverty. The results point to a significant discrepancy between the services offered by MFIs and the particular requirements of the people seeking access to finance. Notwithstanding this finding, there is a general consensus that MFIs are essential to the advancement of financial inclusion. The findings of this dissertation are expected to contribute valuable insights to policymakers, practitioners, and scholars interested in the intersection of microfinance and poverty alleviation in the South African context. By critically evaluating the successes and limitations of existing microfinance programmes, the research aims to inform future policy decisions and strategic planning for sustainable poverty reduction initiatives. , Thesis (MPhil) -- Faculty of Business and Economic Sciences, School of Economics, Development and Tourism, 2024
- Full Text:
- Date Issued: 2024-04
Evalution of income generating/poverty alleviation projects
- Authors: Mali, Phoziswa Portia
- Date: 2011
- Subjects: Economic assistance, Domestic , Poverty -- South Africa
- Language: English
- Type: Thesis , Masters , MA
- Identifier: vital:9055 , http://hdl.handle.net/10948/d1007752 , Economic assistance, Domestic , Poverty -- South Africa
- Description: Poverty alleviation is not only a South African problem; it is a global concern as well. After 16 years of democracy, poverty and unemployment are still major issues facing South Africa. Poverty is not evenly distributed in South Africa; it is largely concentrated among black Africans. This study examines the impact of income generating projects in alleviating poverty and sustaining livelihoods in Buffalo City Metropolitan Municipality South Africa. The study also demonstrates the impact of income generating projects and challenges that face these projects and makes recommendations on identified challenges. The critical question is whether the income generated meets the needs of project members and their households. Qualitative and quantitative methods were used and a questionnaire was distributed in three projects. The research findings revealed that the projects are at the heart of alleviating poverty given the fact that these projects are formed by (a) marginalised community members, (b) very low income, (c) large family size, (d) widowed breadwinners and (e) ageing group. A limitation to the study is the fact that it was small scale; therefore findings cannot be generalized to the whole Eastern Cape and South Africa. Future aspects of the study include training of project members on marketing and project management skills.
- Full Text:
- Date Issued: 2011
- Authors: Mali, Phoziswa Portia
- Date: 2011
- Subjects: Economic assistance, Domestic , Poverty -- South Africa
- Language: English
- Type: Thesis , Masters , MA
- Identifier: vital:9055 , http://hdl.handle.net/10948/d1007752 , Economic assistance, Domestic , Poverty -- South Africa
- Description: Poverty alleviation is not only a South African problem; it is a global concern as well. After 16 years of democracy, poverty and unemployment are still major issues facing South Africa. Poverty is not evenly distributed in South Africa; it is largely concentrated among black Africans. This study examines the impact of income generating projects in alleviating poverty and sustaining livelihoods in Buffalo City Metropolitan Municipality South Africa. The study also demonstrates the impact of income generating projects and challenges that face these projects and makes recommendations on identified challenges. The critical question is whether the income generated meets the needs of project members and their households. Qualitative and quantitative methods were used and a questionnaire was distributed in three projects. The research findings revealed that the projects are at the heart of alleviating poverty given the fact that these projects are formed by (a) marginalised community members, (b) very low income, (c) large family size, (d) widowed breadwinners and (e) ageing group. A limitation to the study is the fact that it was small scale; therefore findings cannot be generalized to the whole Eastern Cape and South Africa. Future aspects of the study include training of project members on marketing and project management skills.
- Full Text:
- Date Issued: 2011
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