- Title
- The correlation between automobile insurance and road traffic accidents in Eastern Cape, South Africa: the case of Buffalo City Metropolitan
- Creator
- Maxam, Thandokazi https://orcid.org/0000-0002-8852-0603
- Subject
- Automobile insurance -- South Africa
- Subject
- Traffic accident investigation -- South Africa
- Date
- 2022-11
- Type
- Master's theses
- Type
- text
- Identifier
- http://hdl.handle.net/10353/28773
- Identifier
- vital:74916
- Description
- Road traffic injuries are currently the 8th leading cause of death worldwide and are expected to rise to 6th position if no action is taken. Approximately 1.3 million lives are lost to road accidents, while around twenty to fifty million people remain injured or disabled every year, worldwide. Factors such as vehicle and road conditions, human factors such as behaviour, abilities, and capabilities are among the major contributors to road accidents. Human factors are the main contributors to road accidents in South Africa, accounting for about 77% of total road accidents (Deme, 2019). According to the report by Road Traffic Management Cooperation, in 2018 the provincial number of road fatalities recorded was lower compared to the previous year with the exception of the Eastern Cape province, which recorded an increase of 2.8%. This study used data from 120 respondents from Buffalo City municipality to examine the effect of automobile insurance and road traffic accidents. The aim was to find out if drivers behave carelessly when their vehicles are covered by insurance. The study used the logit model, and the results showed that drivers with comprehensive or high insurance coverage have higher chances of being in accidents than drivers with lower insurance coverages. Drivers who have vehicle insurance are more likely to break the road rules than those who do not have insurance. The study recommends strengthening traffic rules, investing in public transportation such as trains, buses to minimise use of private transport, promoting road safety education and awareness.
- Description
- Thesis (MCom) -- Faculty of Management and Commerce, 2022
- Format
- computer
- Format
- online resource
- Format
- application/pdf
- Format
- 1 online resource (x, 90 pages)
- Format
- Publisher
- University of Fort Hare
- Publisher
- Faculty of Management and Commerce
- Language
- English
- Rights
- rights holder
- Rights
- All Rights Reserved
- Rights
- Open Access
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- Visitors: 1
- Downloads: 0
Collections
UFH Department of Economics
| Thumbnail | File | Description | Size | Format | |||
|---|---|---|---|---|---|---|---|
| View Details Download | SOURCE1 | Maxam_201309617_Final thesis.pdf | 2 MB | Adobe Acrobat PDF | View Details Download |