Smallholder farmers’ access to credit in the Amathole District Municipality, Eastern Cape Province, South Africa
- Baiyegunhi, Lloyd J S, Fraser, Gavin C G
- Authors: Baiyegunhi, Lloyd J S , Fraser, Gavin C G
- Date: 2014
- Language: English
- Type: text , article
- Identifier: http://hdl.handle.net/10962/69351 , vital:29503 , https://jarts.info/index.php/jarts/article/view/2014121946870/814
- Description: Provision of credit has being identified as an important instrument for improving the welfare of smallholder farmers directly and for enhancing productive capacity through financing investment by the farmers in their human and physical capital. This study investigated the individual and household characteristics that influence credit market access in Amathole District Municipality, Eastern Cape Province, South Africa, using a cross sectional data from smallholder farmers’ household survey. The aim is to provide a better understanding of the households’ level socio-economic characteristics, not only because they influence household’s demand for credit but also due to the fact that potential lenders are most likely to base their assessment of borrowers’ creditworthiness on such characteristics. The results of the logistic regression suggest that credit market access was significantly influenced by variables such as gender, education, households’ income, value of assets, savings, dependency ratio, repayment capacity and social capital. Implications for rural credit delivery are discussed.
- Full Text:
- Date Issued: 2014
- Authors: Baiyegunhi, Lloyd J S , Fraser, Gavin C G
- Date: 2014
- Language: English
- Type: text , article
- Identifier: http://hdl.handle.net/10962/69351 , vital:29503 , https://jarts.info/index.php/jarts/article/view/2014121946870/814
- Description: Provision of credit has being identified as an important instrument for improving the welfare of smallholder farmers directly and for enhancing productive capacity through financing investment by the farmers in their human and physical capital. This study investigated the individual and household characteristics that influence credit market access in Amathole District Municipality, Eastern Cape Province, South Africa, using a cross sectional data from smallholder farmers’ household survey. The aim is to provide a better understanding of the households’ level socio-economic characteristics, not only because they influence household’s demand for credit but also due to the fact that potential lenders are most likely to base their assessment of borrowers’ creditworthiness on such characteristics. The results of the logistic regression suggest that credit market access was significantly influenced by variables such as gender, education, households’ income, value of assets, savings, dependency ratio, repayment capacity and social capital. Implications for rural credit delivery are discussed.
- Full Text:
- Date Issued: 2014
Determinants of household poverty dynamics in rural regions of the Eastern Cape Province, South Africa
- Baiyegunhi, Lloyd J S, Fraser, Gavin C G
- Authors: Baiyegunhi, Lloyd J S , Fraser, Gavin C G
- Date: 2010
- Subjects: To be catalogued
- Language: English
- Type: text , report
- Identifier: http://hdl.handle.net/10962/471254 , vital:77434 , ISBN , https://ageconsearch.umn.edu/record/97078/?v=pdf
- Description: Poverty has always been studied in a world of certainty. However, if the aim of studying poverty is not only improving the well-being of households who are currently poor, but also preventing people from becoming poor in the future, a new forward looking perspective must be adopted. For thinking about appropriate forward-looking anti-poverty interventions (i.e. interventions that aim to prevent or reduce future poverty rather than alleviate current poverty), the critical need then is to go beyond a cataloging of who is currently poor and who is not, to an assessment of households’ vulnerability to poverty. This study analyses a panel dataset on a representative sample of 150 rural households interviewed in 2007 and 2008 in the Amathole District Municipality of the Eastern Cape Province to empirical assess the dynamics of poverty and estimate the determinants of households’ vulnerability to poverty. The result of the study indicates that the number of vulnerable households is significantly larger than for the currently poor households; the vulnerability index was found to be 0,62 compared to 0,56 headcount index in 2008. This implies that while 56 percent of the sampled households are poor (ex post) in 2008, 62 percent are vulnerable to becoming poor (ex ante) in future. The result of the Probit model shows that the age, level of education and occupation of the household head, dependency ratio, exposure to idiosyncratic risks and access to credit are statistically significant in explaining a households’ vulnerability to poverty.
- Full Text:
- Date Issued: 2010
- Authors: Baiyegunhi, Lloyd J S , Fraser, Gavin C G
- Date: 2010
- Subjects: To be catalogued
- Language: English
- Type: text , report
- Identifier: http://hdl.handle.net/10962/471254 , vital:77434 , ISBN , https://ageconsearch.umn.edu/record/97078/?v=pdf
- Description: Poverty has always been studied in a world of certainty. However, if the aim of studying poverty is not only improving the well-being of households who are currently poor, but also preventing people from becoming poor in the future, a new forward looking perspective must be adopted. For thinking about appropriate forward-looking anti-poverty interventions (i.e. interventions that aim to prevent or reduce future poverty rather than alleviate current poverty), the critical need then is to go beyond a cataloging of who is currently poor and who is not, to an assessment of households’ vulnerability to poverty. This study analyses a panel dataset on a representative sample of 150 rural households interviewed in 2007 and 2008 in the Amathole District Municipality of the Eastern Cape Province to empirical assess the dynamics of poverty and estimate the determinants of households’ vulnerability to poverty. The result of the study indicates that the number of vulnerable households is significantly larger than for the currently poor households; the vulnerability index was found to be 0,62 compared to 0,56 headcount index in 2008. This implies that while 56 percent of the sampled households are poor (ex post) in 2008, 62 percent are vulnerable to becoming poor (ex ante) in future. The result of the Probit model shows that the age, level of education and occupation of the household head, dependency ratio, exposure to idiosyncratic risks and access to credit are statistically significant in explaining a households’ vulnerability to poverty.
- Full Text:
- Date Issued: 2010
Resource use efficiency in sole sorghum production in three villages of Kaduna State, Nigeria
- Baiyegunhi, Lloyd J S, Chikwendu, D O, Fraser, Gavin C G
- Authors: Baiyegunhi, Lloyd J S , Chikwendu, D O , Fraser, Gavin C G
- Date: 2010
- Subjects: To be catalogued
- Language: English
- Type: text , article
- Identifier: http://hdl.handle.net/10962/470989 , vital:77406 , https://academicjournals.org/journal/AJAR
- Description: In explaining the differences in the efficiency of farms, it is necessary to look into the use of resources to show the close links existing between the performance attained from resources on individual farms and efficient allocation of resources between farms of different sizes. This study estimates the productivity of farm resources on small and large scale farms in three villages of Giwa Local Government Area of Kaduna State. Production data were collected using a structure questionnaire from a representative sample of 78 sorghum farmers. The study used the double log production function to determine the relationship between farm resources and the efficiency of resource use. Empirical results showed that seed, fertilizer and labour inputs are statistically significant in explaining the variation in sorghum output in the study area. However the estimates of the ratio of the marginal value productivities (MVP) and marginal factor cost (MFC), point clearly to the non optimal combination of inputs among the farmers, it showed that the farm resources were inefficiently utilized for sole sorghum production by small and large scale farmers, hence, the need for resource adjustment. Implications for regional and national food policies are discussed.
- Full Text:
- Date Issued: 2010
- Authors: Baiyegunhi, Lloyd J S , Chikwendu, D O , Fraser, Gavin C G
- Date: 2010
- Subjects: To be catalogued
- Language: English
- Type: text , article
- Identifier: http://hdl.handle.net/10962/470989 , vital:77406 , https://academicjournals.org/journal/AJAR
- Description: In explaining the differences in the efficiency of farms, it is necessary to look into the use of resources to show the close links existing between the performance attained from resources on individual farms and efficient allocation of resources between farms of different sizes. This study estimates the productivity of farm resources on small and large scale farms in three villages of Giwa Local Government Area of Kaduna State. Production data were collected using a structure questionnaire from a representative sample of 78 sorghum farmers. The study used the double log production function to determine the relationship between farm resources and the efficiency of resource use. Empirical results showed that seed, fertilizer and labour inputs are statistically significant in explaining the variation in sorghum output in the study area. However the estimates of the ratio of the marginal value productivities (MVP) and marginal factor cost (MFC), point clearly to the non optimal combination of inputs among the farmers, it showed that the farm resources were inefficiently utilized for sole sorghum production by small and large scale farmers, hence, the need for resource adjustment. Implications for regional and national food policies are discussed.
- Full Text:
- Date Issued: 2010
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