- Title
- Adoption and risk of mobile financial services: a case of some selected municipalities in Eastern Cape Province
- Creator
- Aderibigbe, Ifeoluwa A.I
- Subject
- Mobile commerce Finance
- Date
- 2019
- Type
- Thesis
- Type
- Masters
- Type
- MCom (Economics)
- Identifier
- http://hdl.handle.net/10353/13281
- Identifier
- vital:39630
- Description
- The study investigated risk and adoption of mobile financial services among some users in selected municipalities within the Eastern Cape Province, using the theory of reason action, technology acceptance model and the theory of expected utility and risk aversion to explain the variables. Moreover, the explanatory research design and quantitative data collection approach formed the methodology adopted in the study. In addition, a validated semistructured interview questionnaire was used as a research instrument in the study. The multistage, stratify, purposive and convenience sampling techniques were applied to select 6 research sites and 386 research participants for the study. Three research objectives were stated and tested using descriptive, Principal Component Analysis (PCA) to profile the risk and logit regression statistics. The results of statistical analysis show different level of cross tabulation between MFS and education level, all the 6 different locations, individual age range, job type, and average income of individual. Analysis revealed that age and income level of individuals have the highest relationship with the use of MFS. The statistical analysis used was the logistic regression. Pool of effort of all the stake holders in financial services sector should focus on including the low income earners and the technology should be simple enough for the use of the older generation.
- Format
- 124 leaves
- Format
- Publisher
- University of Fort Hare
- Publisher
- Faculty of Management and Commerce
- Language
- English
- Rights
- University of Fort Hare
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UFH Department of Economics
| Thumbnail | File | Description | Size | Format | |||
|---|---|---|---|---|---|---|---|
| View Details Download | SOURCE1 | ADRIBIGBE AIA 201607134 MCOM.pdf | 1 MB | Adobe Acrobat PDF | View Details Download |